Dear Investor

I would like to take this opportunity to wish you and your family a very happy Christmas and prosperous 2007 and thank you for your continued support over the past year.

I know many of you receive a couple of the other newsletters we produce and also the magazine, so I will not repeat the sentiments of those publications.

Instead, I would like to reflect on something I heard Johnny Wilkinson, the English Rugby Football Union star, say the other day. Asked by a radio presenter whether he had “given up” on representing England again due to injury, he categorically said no and proceeded to explain that he lived life on an upward curve.

What is this upward curve?

The upward curve approach is adopted by many successful people. Sports people, artists, musicians, writers, entrepreneurs, property investors and developers at the top of their game, strive to produce better results day-in-day-out. Not content with maintaining the status quo, those on the upward curve will power ahead with drive, ambition and enthusiasm to achieve the very best they can.

As many of you will note, none of this has anything to do with money! It is a state of mind. In my view, Mother Teresa of Calcutta was extremely successful in achieving her individual goals. She lived life on the upward curve and had an extraordinary determination and will to succeed which even humbled Prime Ministers and Presidents.

So let's forget about money. Aim to be on the upward curve. If you have set yourself a goal of not working for anyone else in say 3 years time, then get on with formulating a plan to achieve it. A consequence or by-product will clearly be money, as without it you will have to continue in employment.

Those on the upward curve enjoy what they do. It is not work, but a personal ambition to push boundaries and achieve difficult goals. Why do people climb mountains or swim the Channel? Why do explorers cross the Arctic ? Why do Richard Branson, Donald Trump and Warren Buffett still “work?”

Christmas is a time for reflection. Whatever this period at the end of December means for you, try to use it to look back on your achievements of 2006 and whether you are any further forward in attaining your goals. If there is little difference between now and 12 months ago, then you will need to adapt or in some cases formulate a new strategy for 2007.

Live life on the upward curve.

Happy Christmas and best wishes

Dominic Farrell

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